AI-powered lending platform offering ultra-low APRs from 0.9% to 4.9%. Building the next-generation digital bank with $500K in backing.
Backed by experienced investors and built with enterprise-grade security and compliance.
We're transforming auto lending through advanced AI technology and a deep commitment to serving prime borrowers with exceptional rates and seamless experiences.
At M.A. Capital Finance, we recognize that in a market flooded with rising interest rates and outdated lending models, prime borrowers are paying more than they should. Our AI-powered platform is designed to break that cycle — offering ultra-competitive rates from just 0.9% to 4.9% APR, even as traditional lenders tighten margins.
By leveraging proprietary automation and a low operational cost structure, we maintain a lean cost of capital — allowing us to deliver exceptional value to borrowers while still securing healthy margins for the business. With $500K in committed capital, we're not just reacting to market conditions — we're redefining them.
Our experienced leadership team combines deep financial expertise with innovative technology vision.
Chief Executive Officer
Isaac brings over a decade of experience in financial technology and lending operations. His vision for AI-powered lending solutions drives M.A. Capital Finance's innovative approach to serving prime borrowers with exceptional rates and seamless digital experiences.
Co-Founder & Strategic Advisor
Keith's extensive background in financial services and strategic business development has been instrumental in shaping M.A. Capital Finance's market positioning. His expertise in risk management and customer acquisition strategies ensures sustainable growth and exceptional service delivery.
Advanced AI-powered lending that puts prime borrowers first with unmatched rates and instant decisions.
Get approved for your auto loan in three simple steps with our AI-powered platform.
Complete our streamlined application in under 5 minutes. Our AI analyzes your credit profile instantly.
Receive your loan decision in under 60 seconds with personalized rates based on your credit profile.
Complete your purchase with dealer financing or direct payment. Start enjoying your new vehicle today.
Building the future of financial services through strategic partnerships and comprehensive licensing.
At M.A. Capital Finance, we recognize that in a market flooded with rising interest rates and outdated lending models, prime borrowers are paying more than they should. Our AI-powered platform is designed to break that cycle — offering ultra-competitive rates from just 0.9% to 4.9% APR, even as traditional lenders tighten margins.
By leveraging proprietary automation and a low operational cost structure, we maintain a lean cost of capital — allowing us to deliver exceptional value to borrowers while still securing healthy margins for the business. With $500K in committed capital, we're not just reacting to market conditions — we're redefining them.
Join us in transforming the $1.5 trillion auto lending market with AI-powered solutions.
Ready to experience the future of auto lending? Contact our team today.
630-414-2962
Mon-Fri 9AM-6PM CST
hello@macapitalfinance.com
We respond within 24 hours
Chicago, IL
By appointment only
Join thousands of prime borrowers who are already experiencing ultra-low APR auto loans.